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HomeToolsCalculatorsEMI Calculator
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EMI Calculator

EMI (Equated Monthly Installment) is your fixed monthly loan payment. This tool estimates EMI, total interest, and total repayment from loan amount, rate, and tenure. Estimates only — confirm terms with your lender.

Home / car loan EMI

Adjust sliders — results update live.

₹5,00,000
8.5%
240 mo (20 yr)

EMI details

Principal vs interest breakdown.

Monthly EMI

₹4,339

Principal

₹500,000

Total interest

₹541,388

Total payment

₹1,041,388

  • Principal
  • Interest

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What is an EMI calculator?

EMI (Equated Monthly Installment) is your fixed monthly loan payment. This tool estimates EMI, total interest, and total repayment from loan amount, rate, and tenure. Estimates only — confirm terms with your lender.

Sources

  • Reserve Bank of India (consumer education)

How to use an EMI calculator

  1. 1

    Set loan amount

    Drag the slider or enter the principal in rupees.

  2. 2

    Set interest rate

    Annual rate as a percentage.

  3. 3

    Set tenure

    Loan length in months or years.

  4. 4

    Read results

    Monthly EMI and chart update instantly.